Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

Indexed universal life and indexed annuities have always been innovating and advancing, morphing with markets, regulation and technology. If we fast-forward 10 years, the next wave of change likely ...

Three decades after the first insurance company tied a product return to an index, those now-fully mature indexed products continue to dominate sales, innovation and regulatory discussions. The allure ...