USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Learn about distressed borrowers, the challenges they face, and effective strategies like forbearance and loan modification ...

Loan modification programs are initiatives designed to help borrowers who are struggling to make their mortgage payments. These programs provide an opportunity to restructure the terms of a mortgage ...

A Reddit poster fell behind on his mortgage due to a hurricane and deaths in the family. Banks usually don’t want to take your home, so it is very likely they will work with the poster to find a ...

Mortgage servicers have spent the past couple of years watching as federal housing agencies adopted various strategies to help borrowers who entered forbearance due to the COVID-19 pandemic but ...

Mortgage forbearance allows you to pause your mortgage payments, usually for up to six months, when you have a financial hardship. When forbearance ends, you may ask for an extension, modify your ...

Learn what happens when you can't pay back your small business loan from the SBA.